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安建国、赵秀君、中国太平洋财产保险股份有限公司德州中心支公司机动车交通事故责任纠纷一案

来源:   发布时间: 2017年11月26日

安建国、赵秀君、中国太平洋财产保险股份有限公司德州中心支公司机动车交通事故责任纠纷一案

【关键词】机动车交通事故  责任纠纷

【裁判摘要】

     依照《中华人民共和国侵权责任法》第十六条规定侵害他人造成人身损害的,应当赔偿医疗费、护理费、交通费等为治疗和康复支出的合理费用,以及因误工减少的收入。造成残疾的,还应当赔偿残疾生活辅助具费和残疾赔偿金。造成死亡的,还应当赔偿丧葬费和死亡赔偿金。

【相关法条】

依照《中华人民共和国侵权责任法》第十六条、第十九条、第四十八条、《中华人民共和国道路交通安全法》第七十六条、最高人民法院《关于审理人身损害赔偿案件适用法律若干问题的解释》第十七条第一款、第十九条、第二十条、第二十一条、第二十三条、第三十五条、《最高人民法院关于审理道路交通事故损害赔偿案件适用法律若干问题的解释》第十六条之规定

【案例索引】

一审:德州经济技术开发区人民法院(2017)鲁1491民初字第421号(2017年4月25日

【基本案情】

原告向本院提出诉讼请求:1、请求法院依法判令二被告给付原告医疗费、误工费、护理费、伤残费、精神赔偿费、营养费、交通费等349529.99元;减去被告赵秀君垫付10000元,被告保险公司垫付10000元,余款329529.99元。2、后期如因颈椎骨折的碎块造成骨块坎顿需要手术治疗所产生的治疗费用按实际发生的费用再次由被告承担。3、诉讼费由被告承担。事实和理由:2016年3月29日早7:40分左右在上班途中,被告赵秀君驾驶冀J1555X小型轿车沿德州市经济开发区天衢路由西向东行驶至事故地点右转弯时,驾驶车辆与沿天衢路非机动车道由西向东的安建国驾驶自行车相撞,致使安建国受伤。随后原告安建国被120急救车送到德州市经济开发区德州市中医院抢救救治,车祸造成原告寰枢椎骨折,骨块游离,寰枢椎半脱位,左肩胛骨骨折,肩袖损伤,肱二头及肱三头肌腱部分断裂,肱骨骨片骨折,至今颈椎不稳,颈椎强直,颈椎活动严重受限,时常头晕、头痛、恶心,左肩部及左臂活动严重受限,先后几次到济南、北京等医院诊治,仍无法彻底治愈。因高额的医疗费及陪护费本人无法继续垫付,于2016年7月15日自己要求出院。出院后院外继续康复治疗至今。2016年4月11日德州市公安局交通警察支事故大队作出《道路交通事故认定书》,被告赵秀君承担事故的全部责任。原告安建国出院后由德州市恒信司法鉴定中心鉴定结论分别为颈部为八级伤残,左肩部为九级伤残。因与二被告未达成调解意见,特诉至法院,请求法院判如所请。

 被告辩称:对事故责任认定无异议,其驾驶冀J1555X号小型轿车在被告保险公司投保交强险和100万商业险不计免赔,事故发生在保险期间内,其已垫付医药费11687元。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

被告保险公司辩称:被告赵秀君驾驶的冀J1555X号小型轿车在其司投保有交强险和保额为100万商业险不计免赔,事故发生在保险期间内。原告受伤后,其公司已垫付医疗费10000元,对剩余损失其公司在交强险限额及商业第三者责任险限额内依法承担赔偿责任,诉讼费、鉴定费等间接损失不予承担。

本院认为,被告赵秀君驾驶机动车违反道路交通安全法有关规定,造成事故,致原告安建国受伤,经交警部门认定被告赵秀君承担事故的全部责任事实清楚,双方当事人均认可,本院予以确认。因本次事故给原告造成的经济损失被告应予以承担。因被告所驾驶车辆在被告保险公司投保的交强险和第三者商业险,保险公司应当在交强限额内先行赔偿,不足部分在商业险限额内赔偿。关于原告误工费的主张,因提供证据不足本院不予支持。关于原告主张物品损失的请求,因没有提供任何证据予以佐证,不予支持;关于原告请求被告支付鉴定费的主张,因其提供的鉴定报告未予以采纳,鉴定费应当由其自己负担,对其主张不予支持;关于原告提出后期如因颈椎骨折的碎块造成骨块坎顿需要手术治疗所产生的治疗费用待实际发生后另行主张由被告承担。本院予以支持。关于被告要求按2015年山东省城镇居民人均可支配收入计算残疾赔偿金的辩解意见,没有法律依据,不予采纳;关于被告提出扣除非医保用药及原告治疗高血压相关药费的辩解意见,未提供证据予以佐证,不予采纳。

【裁决结果】

一、被告中国太平洋财产保险股份有限公司德州中心支公司于本判决生效后十五日内赔偿原告安建国医疗费、住院伙食补助费、营养费、护理费、残疾赔偿金、交通费、精神损害抚慰金等各项经济损失206126.83元,已扣除其先行垫付10000元医疗费。其中支付给原告安建国194439.83元,支付给被告赵秀君11687元。

二、被告赵秀君不承担赔偿责任。

三、驳回原告其他诉讼请求。

【裁决理由】

根据当事人陈述和经庭审审查确认的证据,本院认定如下事实,2016年3月29日早7点50分许,被告赵秀君驾驶自己所有的冀J1555X小型轿车沿德州市经济开发区天衢路由西向东行驶至事故地点右转弯时,其车与沿天衢路南侧非机动车道由西向东的原告安建国驾驶的自行车相撞,造成两车损坏,致使原告安建国受伤。经德州市公安局交警支队事故处理大队认定,被告赵秀君承担事故的全部责任,原告安建国不承担事故责任。事故发生后原告安建国被送到德州市中医院治疗108天,花费医疗费36419.31元。经德州德弘法医司法鉴定中心鉴定原告安建国因交通事故造成左肩胛骨粉碎性骨折,寰枢关节半脱位,累及肩胛胸关节,枕骨左侧髁骨骨折,致颈部活动受限,左肩关节功能障碍构成两个九级伤残;受伤后需护理150日,住院期间2人护理,院外1人护理;需加强营养的期限为90日。住院期间由护工刘卫、张婷二人进行护理,出院后由刘卫一人护理,每月支付护理费3200元。因本次事故共给原告造成各项经济损失216126.83元。

另查明,被告赵秀君所有的车辆冀J1555X小型轿车在被告中国太平洋财产保险股份有限公司德州中心支公司处投有交强险和保额为100万商业险及不计免赔,事故发生在保险期间内。事故发生后被告保险公司已向原告垫付医疗费10000元,被告赵秀君已垫付医疗费11687元。

附有履行给付金钱义务的被告如果未按本判决指定的期间履行给付金钱义务,应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定,加倍支付迟延履行期间的债务利息。

案件诉讼费3121元,由被告中国太平洋财产保险股份有限公司德州中心支公司承担2370元,原告承担751,被告所承担款项暂由原告垫付,待判决履行时,一并交付给原告。            

如不服本判决,可在判决送达之日起十五日内,向本院递交上诉状,并按对方当事人的人数提出副本,上诉于山东省德州市中级人民法院。

法院裁判后,双方当事人均未上诉,判决已经发生法律效力。

【署名】承办法官:王春红             编写人:王春红 

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